Finmark banking penetration

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Banking penetration increased noticeably from 67 percent last year to 75 percent this year. Likewise, the proportion of adults with a funeral policy increased from 25 percent to 31 percent. On the face of it, this is good news for society as a whole. Access to formal financial products can enable individuals to meet a range of day-to-day financial management needs, accumulate savings securely, insure themselves against risks and facilitate access to capital to fund asset accumulation or business start-ups. Altogether, more access to financial services should enable those who have been previously excluded from the formal financial sector to live more financially secure and sustainable lives. While the numbers are compelling, it is of course critical to assess whether this increase in access has, in fact, created more sustainable livelihoods.
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40 percent of Zimbabweans have no bank account

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40 percent of Zimbabweans have no bank account

It was undertaken after government recognised the role played by the financial sector in facilitating economic growth. The results will be used to develop policies that generate sustainable and inclusive growth and development. According to the findings, 38 percent of Zimbabweans were formally served while 40 percent neither used formal nor informal banks products or services to manage their finances. FinMark managing director Maya Makanji, says the bulk of the affected population is in the countryside where there is limited access to banks. They are also not on salaried employment.
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